Terms of Service

1. Acceptance of Terms

By accessing or using SatsRail ("Service", "Platform", "we", "us", or "our"), you ("Merchant", "you", or "your") agree to be bound by these Terms of Service. If you do not agree, you may not use the Service.

2. Non-Custodial Architecture

2.1 What We Are

SatsRail is a non-custodial payment infrastructure service. We provide software tools, APIs, and monitoring services that enable you to accept Bitcoin payments directly to your own wallet.

2.2 Services Provided

We provide:

• Lightning invoice generation (using your Lightning node)
• Payment monitoring and settlement tracking
• Invoice management UI and API
• Payment confirmation notifications
• Transaction status tracking
• Merchant dashboard and reporting tools

2.3 Services NOT Provided

We do NOT provide:

• Cryptocurrency custody or wallet hosting
• Private key generation, storage, or management
• Ability to spend, transfer, or control your funds
• Bitcoin-to-fiat conversion or exchange services
• Financial, investment, or tax advice

3. Payment Flow

SatsRail is never in the payment path. Funds flow directly from your customer to your wallet via the Lightning Network.

Customer → Lightning Network → YOUR Wallet
           ↑                        ↑
   Public payment request    You control private keys
   (generated by SatsRail)   (SatsRail has no access)

4. Your Responsibilities

4.1 Wallet Security

You are solely responsible for:

• Generating and securing your Bitcoin wallet
• Protecting your private keys and seed phrases
• Backing up your wallet
• Maintaining access to your funds
• Securing your Lightning node (if applicable)

4.2 Legal Compliance

You are responsible for:

• Complying with all applicable laws and regulations
• Obtaining any required licenses or permits
• Collecting and remitting applicable taxes
• Performing your own KYC/AML checks if required
• Complying with securities laws

SatsRail does not provide legal or compliance advice. Consult qualified legal counsel.

4.3 Customer Relationships

You are responsible for:

• Your relationship with your customers
• Customer support and dispute resolution
• Refunds (handled outside SatsRail)
• Product or service delivery
• Customer data protection

5. Fees

SatsRail Fees:

• Subscription fees as selected in your plan
• API usage fees (if applicable)
• No transaction fees or percentage of sales

Network Fees:

• Lightning routing fees (if applicable, paid by sender)
• These fees are NOT charged by SatsRail

6. Prohibited Activities

You may NOT use SatsRail for:

Illegal Activities:

• Any illegal goods or services
• Money laundering or terrorist financing
• Fraud, scams, or deceptive practices
• Violation of sanctions or export controls

Other Prohibited Uses:

• Adult content (in most jurisdictions)
• Weapons or dangerous materials
• Stolen goods
• Pyramid schemes
• Activities violating intellectual property rights

We reserve the right to suspend or terminate your account for violations.

7. Limitation of Liability

8. Not a Money Transmitter

SatsRail is a software service provider, not a money transmitter, financial institution, or payment processor. We do not transmit money or hold funds on your behalf.

9. Bitcoin Risks

10. Modifications

We may update these Terms from time to time. Changes will be effective upon posting. Your continued use constitutes acceptance of modified Terms.

11. Contact Information

For questions about these Terms:

• Email: legal@satsrail.com
• Support: https://support.satsrail.com

12. Agreement