Free during early access

Accept Bitcoin Lightning.
Settle in seconds. Keep 100%.

Q: What does '$0 per transaction' actually mean?

SatsRail charges no per-transaction fee. The service is free during early access. Bitcoin network fees (typically pennies for Lightning) are paid by the sender, not you. Compare this to credit card processors that take 2.9% + $0.30 on every single sale.

Non-custodial Bitcoin payment infrastructure. Customers pay over the Lightning Network directly to your wallet. No middlemen. No processing fees. Settled in seconds.

Start Free Calculate your savings

No code required Non-custodial $0 per transaction Instant settlement No chargebacks

satsrail · accept payment

# Create an invoice — paid directly to your wallet

$ curl -X POST api.satsrail.com/v1/invoices \

-H "Authorization: Bearer sk_live_..." \

-d '{ "amount_sats": 21000 }'

# →

"bolt11": "lnbc210u1p3...",

"status": "awaiting_payment",

"settles_to": "your_wallet"

✓ Settled in 1.4s · 0 fee · final

Early Access

Onboarding select merchants

Processor fees · ever

~1.4s

Median settlement

100%

Non-custodial

Apply for free beta access

The Technology Behind Instant Payments

The Lightning Network is a faster layer built on top of Bitcoin. It lets payments travel through a network of connected wallets in seconds, for near-zero fees. You don't need to understand how it works — just like you don't need to understand TCP/IP to use the internet.

Settles in seconds

Not days. Not "pending." Seconds.

Fractions of a penny

Median fee: $0.0004 per transaction.

No chargebacks

Lightning payments are final by design.

Works globally

No bank required. No borders.

Learn how Lightning works for merchants

How Your Money Moves

Traditional Processing

Customer Processor Bank You

2–7 business days • 2.9% + $0.30 per transaction • Chargebacks possible

Bitcoin Lightning

Customer Lightning Your Wallet

Seconds • Near-zero fees • Final settlement

How It Works

Start accepting Bitcoin payments in three steps

How SatsRail Works — Bitcoin Lightning payments explained

Create a Product

Name, price, image. All-in pricing — set your price to include everything. Done in 30 seconds.

Share or Embed

Get a payment link to share anywhere — or paste one script tag on your website. No coding required.

Get Paid Instantly

Customer clicks, pays over Lightning. Sats settle to your wallet via Alby Hub in seconds. No holds, no delays.

Get Started Free — No Credit Card Required Try Live Demo

Three Ways to Accept Payments

In-person, no code, or full code. Your choice.

Payment Links

No code required

Every product gets a shareable link. Send it via email, WhatsApp, social media, or print it as a QR code. Works anywhere a URL works.

satsrail.com/pay/your-product

Share anywhere — email, social, messaging, print
Works on any device, no app install
QR code ready for in-person sales
Zero setup — just copy and share

Embed Button

One line of code

Paste a single script tag on your website. Renders a payment button that handles the entire checkout — works on WordPress, Shopify, or any HTML page.


                <script src="satsrail.com/js/pay.js"
                

                  data-product="your-product"
                

                  data-key="pk_live_..."></script>

One script tag — the complete integration
Works on any website
Live preview in your dashboard
Fully customizable checkout flow

Point of Sale

In-person payments

Turn any phone, tablet, or laptop into a Bitcoin POS terminal. Tap products, show a QR code, get paid in seconds. No hardware to buy.

Scan & pay

Works on any device with a browser
Built-in tipping and tax calculation
Product catalog synced from dashboard
No hardware — $0 setup

Learn More

Bitcoin Payments for Every Industry

Whatever you sell, SatsRail moves your money in seconds — without banks, processors, or middlemen.

Micro-Payments

Sub-cent payments that credit cards can't process. Tipping, pay-per-article, API metering.

E-Commerce

Online stores accepting Bitcoin Lightning at checkout. Zero chargebacks, instant settlement.

Restaurants & Cafés

Skip the 3% card swipe. Settle each order in seconds, keep 100% of the bill.

Travel & Hospitality

Hotels, tours, and rentals accepting cross-border Bitcoin. No FX fees, no banking restrictions.

International Trade

Cross-border B2B payments that settle in seconds, not days. No correspondent banks.

AI Agents

Agent-to-agent payments via MCP. The native payment rail for autonomous software.

Professional Services

Consultants, lawyers, and agencies invoicing globally without the wire-transfer wait.

Convenience Stores

Run a Bitcoin POS on any tablet. Replace credit-card terminals, keep every dollar.

High-Risk Verticals

For businesses denied by traditional processors. Direct Bitcoin payments, no underwriting gauntlet.

See all use cases

AES-256 Encrypted

premium-content.encrypted

Lightning payment

Content decrypted in browser

Built First for Content Creators

PrivaPaid™ is an encrypted paywall powered by SatsRail. Lock any content behind AES-256 encryption. Your buyer pays with Lightning — no account, no sign-up, no credit card. The content decrypts in their browser. The server stores only an encrypted blob.

End-to-end encrypted

No buyer accounts

Open source (MIT)

Keep 100% of revenue

Visit PrivaPaid.com Learn More

PrivaPaid is SatsRail's first product — purpose-built for writers, musicians, educators, and anyone selling digital content.
SatsRail's payment infrastructure powers any merchant, any use case.

Your Wallet. Your Sats.

SatsRail is non-custodial. We never hold your Bitcoin. Connect Alby Hub and payments go straight to you.

Connect your wallet Install Alby Hub on your PC — takes 5 minutes. We'll help you get set up.

Customers pay you directly Sats go straight to your wallet. SatsRail generates the invoice and confirms payment.

Instant settlement, always No holds, no pending balances, no payout schedules. Your money is yours the moment it's paid.

Ready to own your payments? Set up your node

Non-custodial payment architecture — your keys, your funds

What SatsRail can never do:

Access your private keys
Hold or freeze your funds
Reverse a payment
Delay your settlement

Stop Overpaying for Payments

See how SatsRail compares to traditional processors

	SatsRail	Credit Card Processors
Setup	Create product, copy link	API keys, webhooks, SDK
Code required	None (or 1 script tag)	Server + client integration
Transaction fee	$0	2.9% + $0.30 per transaction
Settlement	Seconds	2-7 business days
Chargebacks	Impossible	Yes + $15-20 dispute fee
Custody	Your wallet	They hold your funds

For developers

Need More?
Full API at Your Fingertips.

Payment links and embed buttons cover most merchants. But if you need itemized taxes, shopping carts, custom checkout flows, or agent-to-agent payments — we have a full REST API, SDKs, and an MCP server for AI agents.

Developer Docs GitHub

REST API

Full payment lifecycle

SDKs

Ruby + MCP

MCP Server

AI agent payments

Webhooks

Real-time notifications

Common Questions

Everything you need to know before getting started

No. Create a product in the dashboard, copy your payment link, and share it. That's it. If you want a button on your website, it's one line of code to paste — no programming needed. Our full API is available if you want deeper integration later.

SatsRail charges no per-transaction fee. Currently, the service is free during our early access period. Bitcoin network fees (typically pennies for Lightning) are paid by the sender, not you. Compare this to credit card processors that take 2.9% + $0.30 on every single sale.

You'll need Alby Hub — a free desktop app that connects your Lightning wallet to SatsRail. Install it on your PC, open a liquidity channel (~$8 one-time through Alby), and you're ready to accept payments. The whole setup takes about 10 minutes. SatsRail never holds your funds.

SatsRail tracks the USD value at the moment of payment so you always know your exact revenue. Convert to fiat on your own schedule using any exchange, or hold Bitcoin — your choice.

Bitcoin payments are irreversible — no chargebacks, ever. If you need to issue a refund, you handle it on your terms — crypto, cash, or bank transfer. You stay in control of when and how refunds happen.