For Merchants

Accept Bitcoin.
Keep 100% of the Sale.

No chargebacks. No foreign transaction fees. No middlemen holding your money for days. Bitcoin over Lightning settles in seconds, directly to your wallet.

Get Started Free See the POS
Non-custodial
Instant settlement
No chargebacks
Free during early access

Traditional Payments Cost You Money

Every card swipe takes a cut. Every chargeback takes more.

The Card Payment Problem

2.5-3.5% processing fees Every transaction, Visa, Mastercard, and your processor take their cut. Foreign cards cost even more.
Chargebacks & disputes A customer disputes a charge and you lose the product, the revenue, and pay a $15-25 penalty fee on top.
2-5 day settlement Your money sits in someone else's account for days. Cash flow problems hit hardest when business is good.
Fraud & stolen cards When a stolen card is used at your business, the real cardholder disputes and you eat the cost.

The Lightning Solution

Near-zero fees Lightning network fees are fractions of a penny. Keep what you earn.
Zero chargebacks Lightning payments are final and irreversible. Once paid, it's yours. No disputes, no penalties.
Instant settlement Funds hit your wallet the moment the customer pays. Seconds, not days. Reinvest immediately.
No fraud risk Customers scan a one-time QR code. No card numbers, no magnetic strips, no reusable credentials.

How It Works

Faster than tapping a credit card

1

Set Up Your Products

Sign up, add your products with prices in your local currency, and connect your Lightning wallet. Takes about 5 minutes.

2

Show the QR Code

Open our Lightweight POS on any device, tap the product, and a Lightning QR code appears. Or embed our checkout widget on your website.

3

Customer Scans, You Get Paid

Customer scans the QR with any Lightning wallet. Payment settles in seconds directly to your wallet. Done.

Featured Use Case

Travel & Tourism

Where Lightning payments make the biggest difference

For Tourists

No card numbers to skim. No foreign transaction fees. Scan a QR code instead of swiping a magnetic strip.

No card data exposed — scan a QR code, not a magnetic strip
Zero foreign transaction fees — Bitcoin has no borders
Better than cash — no theft risk, no bad exchange rates
Works everywhere — same wallet in Mexico, Thailand, or Prague

For Merchants

Open our Lightweight POS on a tablet at the counter. Tap a product, show a QR code, get paid in seconds directly to your wallet.

Zero chargebacks — Lightning payments are final and irreversible
No foreign card fees — save 1-2% per tourist transaction
Instant settlement — cash flow in seconds, not days
No fraud risk — no stolen card numbers, no disputes

The Numbers Don't Lie

What Merchants Save

Eliminate processing fees

Credit card processing: 2.5-3.5% per transaction
Lightning payment: network fee only (~$0.01)
On $50K/month: Save $1,250-1,750/month

Zero chargeback losses

Average merchant loses 1-2% of revenue to chargebacks. Tourist and online businesses face even higher dispute rates.

Instant cash flow

No 2-5 day settlement wait. Funds hit your wallet the moment the customer pays. Reinvest immediately.

Example: Beachside Restaurant in Tulum

Tourist's dinner tab: $80 USD
Foreign card processing (3.5%): -$2.80
Chargeback risk (1.5% avg): -$1.20
Settlement: 3-5 days
Merchant receives: $76.00
With Lightning: $80 USD
Network fee: ~$0.01
Chargeback risk: $0
Settlement: Seconds
Merchant receives:
~$80.00
Saved per transaction: $4.00 + instant settlement

Built for Every Business

From storefronts to online stores

Travel & Tourism

Tourists pay safe. Merchants settle instantly. No foreign card fees, no chargebacks, no skimming risk.

Restaurants & Bars

QR code at the table. Customer scans, pays, tips included. No terminal fees, instant settlement.

E-commerce

One line of code. Embed our checkout widget and accept Lightning payments on any website.

Convenience Stores

High-volume, low-margin businesses save the most when processing fees drop to near zero.

International Payments

Accept payments from any country without cross-border fees. Bitcoin doesn't care about borders.

High-Risk Merchants

Industries that traditional processors won't serve. Bitcoin doesn't discriminate.

Our Lightweight POS

A Tablet on the Counter.
That's the Whole Setup.

Our Lightweight POS turns any browser into a point-of-sale terminal. No hardware to buy, no app to install, no merchant account to apply for.

Prices in Local Currency Set prices in USD, EUR, MXN, or any fiat. Our Lightweight POS converts to sats at checkout automatically.
Works on Any Device iPad, Android tablet, phone, laptop. If it has a browser, it runs our Lightweight POS.
Staff Learn It in 60 Seconds Tap product, show QR, get paid. High staff turnover? No problem. Training is instant.
Explore Our Lightweight POS

Credit Card vs Lightning

Credit Card

2.5-3.5% fee

Chargeback risk

2-5 day settle

Fraud risk

Lightning

~$0 fee

No chargebacks

Instant settle

No data exposed

Common Questions

A device with a browser and a Lightning wallet. Sign up for SatsRail, add your products, connect your wallet, and open our Lightweight POS. Takes about 5 minutes. No merchant account application, no hardware to buy, no contracts.

Not in advance. Apps like Strike let anyone buy bitcoin instantly with a debit card and spend it over Lightning in seconds. No crypto knowledge needed. Many customers already use these apps.

Absolutely. Our Lightweight POS handles the Bitcoin side. Keep your existing card terminal for customers who prefer cards. Every transaction that goes through Lightning instead of a credit card saves you money.

No. SatsRail is fully non-custodial. Payments go directly from your customer to your Lightning wallet. We never touch your funds. You provide your Lightning Address, and we route payments to it.

Currently free during early access. No transaction fees from SatsRail — only the Lightning network fee (fractions of a penny). See our pricing page for plan details.

You receive Bitcoin directly to your wallet. If you want to convert to fiat, you can use any Bitcoin exchange that supports Lightning deposits. Many merchants choose to hold some Bitcoin and convert some to fiat as needed.
Bitcoin

Stop Losing Money on
Every Transaction.

Zero chargebacks. Near-zero fees. Instant settlement. Non-custodial. Set up in 5 minutes.

Get Started Free Talk to Sales

5 minute setup • No hardware needed • Free during early access • Non-custodial