Stop Losing Money to
Payment Processors
See how SatsRail compares to OnlyFans, CCBill, PayKings, Edge, and other adult payment processors on fees, privacy, settlement, and risk.
Independent Creators Have It Worst
Platforms take 20% and control your business. Go independent, and you face banking discrimination, sky-high processor fees, and zero buyer privacy.
Platforms Take 20%
OnlyFans and Fansly take 20% of everything — including tips. On $5,000/month, that's $1,000 gone before you see a cent.
Platform Dependency
OnlyFans controls your pricing, your rules, and can ban you at will. You don't own your business — they do. Go independent and you lose their payment rails.
Banking Discrimination
PayPal, Stripe, Venmo — all ban adult content. Banks refuse merchant accounts. Independent creators can't even get basic payment processing.
Deplatforming Threat
Visa and Mastercard can shut down processing overnight. OnlyFans nearly banned explicit content in 2021. Your livelihood hangs by a thread.
Chargebacks Destroy Margins
Adult industry chargebacks run 5–7× higher than average. Every dispute costs fees, time, and can get your processing shut down entirely.
Zero Buyer Privacy
Credit card statements expose every purchase. Data breaches put buyers at risk. Lack of privacy kills sales — buyers who won't use cards are buyers you lose.
Every Adult Payment Option. Side by Side.
No competitor combines non-custodial payments, zero fees, buyer privacy, and instant settlement.
| OnlyFans / Fansly | CCBill / Segpay | PayKings | Edge | SatsRail | |
|---|---|---|---|---|---|
| Fees | 20% of revenue | 10–15% | 2.49%+ (opaque) | $129/mo + 3.9% + $0.49/tx | Flat subscription |
| Buyer Privacy | Card statement | Card statement | Card statement | Card statement | Full privacy |
| Non-Custodial | |||||
| Chargeback Risk | High | High + $25–35/dispute | High + cash reserves | $35/dispute | None |
| Deplatforming Risk | High (Visa/MC pressure) | Medium | High (account shutdowns) | Medium | None |
| Settlement Speed | 7+ days | Days–weeks | Days–weeks | Same-day (cleared) | <1 second |
| Reserve Holdbacks | 7–30 day holds | 90–180 day reserves | Cash reserves required | None | None |
| Contracts | Platform lock-in | Varies | 2–3 year + ETF | No contract | No contract |
| Setup Difficulty | Easy (their platform) | Complex integration | Application required | Good API | Single script tag |
| Micropayments | Minimums | Minimums | Minimums | Minimums | $0.50+ tips |
| Encrypted Content Delivery | Yes |
What You Keep on $5,000/Month
Every dollar lost to fees is a dollar you earned but never received.
On $50,000 Monthly Revenue
At higher volumes, percentage-based fees become devastating. SatsRail stays flat.
Why Creators Are Switching
Each payment option has specific pain points that cost creators money, time, and peace of mind.
OnlyFans / Fansly
- 20% platform cut on every sale, tip, and subscription
- Deplatforming risk — OnlyFans nearly banned explicit content in 2021 under Visa/MC pressure
- 7+ day settlement with holdbacks — your money sits in their account, not yours
- Zero buyer privacy — every purchase on a card statement, losing privacy-conscious buyers
CCBill / Segpay
- 10–15% processing fees eat into every sale you make
- $25–35 per chargeback dispute on top of losing the sale itself
- 90–180 day reserve holdbacks — they hold your money for months as "insurance"
- Complex integration — weeks of setup, documentation, and compliance requirements
PayKings
- Opaque pricing — 2.49%+ per transaction, real rates hidden until after you apply
- 2–3 year contracts with early termination fees that lock you in
- Account shutdowns reported even after processing has begun
- Poor support — unresponsive customer service and unreturned calls
Edge (tryedge.io)
- $129/mo + 3.9% + $0.49 per transaction — fees stack up quickly at scale
- $35 per chargeback dispute — adult chargebacks run 5–7x higher than average
- Still card-based — no buyer privacy, purchases appear on statements
- Custodial — Edge holds your funds until payout, adding counterparty risk
What No Other Processor Can Offer
Zero Deplatforming Risk
No Visa. No Mastercard. No bank that can shut you down. Bitcoin Lightning operates outside the traditional payment rails that threaten adult creators.
Complete Buyer Privacy
No credit card statements. No bank records. No personal data collected. Privacy-conscious buyers become paying buyers when there is no trace.
Non-Custodial
Funds flow directly to your Lightning wallet. SatsRail never touches your money. No holdbacks, no reserves, no frozen accounts. Your keys, your coins.
Done Losing Money to Fees?
Switch to non-custodial Lightning payments. Keep everything you earn.
Currently free • No credit card required • Non-custodial from day one