AI Agents NEW

The only payment processor AI agents can use natively.
No browser. No forms. Just an API call and a Lightning invoice string.

Why Lightning Is Perfect for AI Agents

Credit Cards
  • Require browser forms & 3D Secure
  • PCI compliance burden
  • Card numbers agents can't handle safely
  • Chargebacks and fraud checks
  • Banks can freeze accounts anytime
Lightning (SatsRail)
  • One API call → invoice string
  • No browser, no forms, no redirects
  • Instant settlement
  • No chargebacks — payment is final
  • Non-custodial — no account freezes

MCP Server

The SatsRail MCP server gives any AI agent with Model Context Protocol support the ability to create orders, generate invoices, and check payment status.

Connect to the hosted server

SatsRail hosts the server at https://app.satsrail.com/api/v1/mcp. It speaks Streamable HTTP (one JSON-RPC message per POST), so there is nothing to install: point your client at the URL and authenticate with a secret key.

{
  "mcpServers": {
    "satsrail": {
      "type": "http",
      "url": "https://app.satsrail.com/api/v1/mcp",
      "headers": { "Authorization": "Bearer sk_test_your_key_here" }
    }
  }
}

Works in Claude Code, Claude Desktop, Cursor, Windsurf and any Streamable-HTTP MCP client. Stdio-only clients can bridge to the URL with mcp-remote.

No key to paste? A client that supports OAuth connects with the URL alone: you sign in, pick the business and approve. Those connections manage your catalog and payment links only, and you can revoke them any time under Settings → AI Assistants.

Available Tools

The hosted server exposes 43 tools: orders, invoices, payments, checkout, payment links, products and the catalog, webhooks, wallets and account data. These are the core payment tools; tools/list returns them all:

Tool Description
create_orderCreate a payment order with optional auto-generated Lightning invoice
get_orderGet order details by ID (expandable: invoice, payment, merchant)
list_ordersList orders with optional status filter
cancel_orderCancel a pending order
get_invoiceGet invoice details including bolt11 Lightning string
check_invoice_statusReal-time payment status check against the Lightning node
generate_invoiceGenerate a new invoice for an existing order
list_paymentsList confirmed payments with optional date range filter
get_paymentGet payment details
create_checkout_sessionCreate a hosted checkout session with redirect URL
create_payment_linkCreate a reusable payment link (/pay/…) from a name and a price, to send a customer by chat, email or text
get_merchantGet the current merchant's profile and settings
list_walletsList connected wallets

Agent Payment Flow

A complete payment takes 3 steps — no browser involved at any point.

1
Create Order

Agent calls create_order with amount and description. SatsRail returns an order with a bolt11 Lightning invoice string.

2
Customer Pays

Agent presents the bolt11 string or a QR code to the customer. Customer pays with any Lightning wallet.

3
Confirm

Agent calls check_invoice_status to verify payment, or listens for a webhook. Done.

Example Conversation

User "Charge me $25 for the monthly subscription"

Agent → calls create_order(amount_cents: 2500, generate_invoice: true)

Agent "Here's your Lightning invoice. Scan this QR code or copy the payment string:"

lnbc250u1pj...kqq5yxmetu

User "Paid!"

Agent → calls check_invoice_status(invoice_id: "...")

Agent "Payment confirmed! Your subscription is active. ⚡"

Direct REST API

Don't need MCP? Any agent that can make HTTP requests can use SatsRail directly. The entire flow is JSON in, JSON out — no redirects, no HTML.

Create order + invoice in one call
curl -X POST https://app.satsrail.com/api/v1/m/orders \
  -H "Authorization: Bearer sk_test_..." \
  -H "Content-Type: application/json" \
  -d '{
    "order": {
      "total_amount_cents": 2500,
      "currency": "usd"
    },
    "generate_invoice": true,
    "payment_method": "lightning"
  }'
Check payment status
curl https://app.satsrail.com/api/v1/m/invoices/{invoice_id}/status \
  -H "Authorization: Bearer sk_test_..."

Full API Reference →

Use Cases

SaaS & API Billing

Agents that sell access to services and collect payment in the conversation. Per-call, per-session, or per-task billing with no checkout page.

Agent-Generated Invoicing

Agents that create fresh invoices when payment is due — milestone billing, on-demand charges, or periodic collections.

Multi-Merchant Platforms

Build agent-powered marketplaces where AI handles the checkout flow across multiple merchants.

Invoicing Bots

Agents that send invoices, track payments, and follow up — from Slack, Discord, Telegram, or any chat platform.

Configuration

Setting Required Description
URL Yes https://app.satsrail.com/api/v1/mcp, over Streamable HTTP.
Authorization header Yes, unless you use OAuth Bearer sk_test_* for testing, Bearer sk_live_* for production.
OAuth No Discovery starts at https://app.satsrail.com/.well-known/oauth-protected-resource/api/v1/mcp. An OAuth connection gets the catalog tools only.

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