Cut Credit Card Fees by 90%
With Bitcoin Payments
Stop losing 2-3% on every swipe. Accept Bitcoin Lightning payments for less than 0.3%. Serve the unbanked. Zero chargebacks.
The Card Processing Trap
You're bleeding profit on every transaction
2-3% Gone Forever
On $1M/month sales = $30,000 in fees. That's pure profit loss.
Chargeback Losses
$15-25 per chargeback + you lose the product. Fraud is rampant.
Unbanked Customers
25% of your neighborhood can't get cards. You lose sales.
High-Fee Wire Transfers
Sending money abroad? Banks charge 5-10% + days of wait.
A store doing $1M/month loses $30,000 to Visa/Mastercard
That's $360,000/year. SatsRail cuts this to ~$3,000/month.
How SatsRail Helps Convenience Stores
Accept digital payments for pennies, not percentages
0.1-0.3% Fees
Lightning Network fees are pennies. Save 90% vs credit cards.
Zero Chargebacks
Bitcoin is final. No fraud. No disputes. Payment confirmed = done.
Serve the Unbanked
25% of customers don't have bank accounts. Bitcoin = access for all.
Instant Settlement
Funds in your wallet in seconds. No 2-day ACH wait.
Real Revenue Impact
Save Thousands Every Month
Cut processing fees by 90%
Visa/MC: 2-3% per transaction
Lightning: 0.1-0.3% per transaction
On $1M/month: Save $27,000/month = $324K/year
Eliminate chargeback losses
Average store loses $500-2000/month to chargebacks. Bitcoin is irreversible.
Attract new customers
Bitcoin holders actively seek stores that accept crypto. Free marketing.
Instant remittances
Customers send money home for 1% instead of 10%. You become their go-to spot.
Real Example: Corner Store
| Monthly sales: | $1,000,000 |
| Visa/MC fees (2.5%): | -$25,000 |
| Chargebacks: | -$1,000 |
| Terminal rentals: | -$500 |
| Total cost: | -$26,500/mo |
| SatsRail (0.3% avg): | -$3,000 |
Monthly Savings: |
$23,500 |
Annual Savings: |
$282,000 |
Where Your Margin Actually Goes
A bodega makes 15–25 cents on a candy bar. Card processors take a third of that before you see it.
Interchange + processor markup
Visa and Mastercard interchange runs 1.15–2.4% on most consumer cards, and the processor adds 0.3–0.8% margin. A $5 transaction loses 10–18 cents to the rail before any other fee.
Terminal rental and monthly minimums
Most small-store card terminals cost $40–100/month to rent, plus PCI compliance fees, statement fees, batch fees, and minimum-transaction surcharges. Even on slow weeks, the bill keeps coming.
Batch settlement delays
Card payments settle next business day if you're lucky, 2–3 days on weekends and holidays. Bitcoin Lightning payments settle in seconds, directly to your own wallet — no clearing house, no banking holiday.
Stolen-card chargebacks
A stolen card used at your store often results in a chargeback to you — you lose the goods AND the cash, plus a $25 dispute fee. Bitcoin payments come from the buyer's own wallet; there's nothing to dispute.
Who SatsRail Fits
Small-format retail where every cent of margin matters.
Bodegas and corner shops
Independent grocers serving a neighborhood. Cards already eat your snack-aisle margin — Bitcoin gives you a no-fee rail.
Gas stations and mini-marts
Card fees on the inside-store sales are pure leakage. Run a Bitcoin tablet at the counter, keep your card terminal at the pumps.
Small grocers
Independent supermarkets and ethnic food stores serving Bitcoin-friendly communities. Many regulars already hold sats.
Kiosks and food stalls
Markets, fairs, beach stalls. No terminal to lug around — just a phone and a stand. Same setup works for food trucks.
Liquor and convenience
Tight-margin verticals where 2–3% card fees compound across hundreds of small daily transactions.
Pop-ups and short-term retail
No card-terminal contract or PCI setup to deal with for a 2-week pop-up. Set up Bitcoin POS in 10 minutes.
How It Works
Connect Your Wallet
Create a Bitcoin wallet. Link to SatsRail. Start accepting payments.
We recommend: Mobile wallet for small amounts, hardware wallet for daily deposits.
QR Code Checkout
Customer scans QR at register. Pays from phone. Confirmed in 5-30 seconds.
Works with: Cash App, Strike, any Lightning wallet. No app download needed.
Instant Settlement
Payment arrives in seconds. Cash out to exchange or spend directly.
Your choice: Convert to USD daily or hold Bitcoin long-term.
Perfect For
Gas Stations
High volume, low margins. Every 0.1% matters. Cut fees by 90% and keep more profit.
Corner Stores
Serve immigrant communities. Offer remittances. Accept payments from the unbanked.
Food Trucks
Mobile payments without monthly terminal fees. QR code on your phone = instant register.
Bodegas
Tight margins need low fees. Bitcoin = 10x cheaper than credit cards.
Check Cashing
Already serving the unbanked? Add Bitcoin on/off-ramp services. New revenue stream.
Liquor Stores
High-ticket items = high fees. $200 whiskey bottle costs you $5 in fees. Cut it to $0.50.
Common Questions
Start Saving $20K+/Month on Card Fees
Join convenience stores and gas stations cutting costs with Bitcoin.
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More Industries Using SatsRail
Bitcoin Lightning payments work across every kind of business.