Micro Payments

Sell Digital Goods
Without Giving Away the Profit

Game skins, photos, mods, art assets — when you're selling for $1–$5, Stripe and PayPal take 10–60% in fees. Lightning Network makes sub-dollar transactions nearly free.

Start Selling Today See Your Savings

The Micro Payment Problem

Traditional payment processors weren't built for small transactions

Fees Eat Your Revenue

Stripe charges $0.30 + 2.9% per transaction. On a $1.00 sale, that's $0.33 — a 33% fee. On $0.50, it's 63%.

Marketplace Takes 30%

Sell on a marketplace and they take 30% on top of processing fees. Your $2.00 asset nets you $1.10.

Payouts Take Days

Sold 500 assets this weekend? Great. You'll see the money in 3–7 business days.

Global Buyers Blocked

Fans in Brazil, Nigeria, or Southeast Asia want your content but can't pay — their cards don't work on your platform.

A $0.30 minimum fee makes anything under $3 unprofitable

Millions of digital creators can't monetize micro-content because the payment rails weren't designed for it.

How Lightning Fixes Micro Payments

Sub-cent fees. Instant settlement. No minimums.

Sub-Cent Fees

Lightning fees are fractions of a penny. Sell a $0.50 item and keep $0.49+. No flat per-transaction minimums.

Instant Settlement

Payment confirmed in seconds, not days. Money hits your wallet the moment the buyer pays.

Sell to Anyone, Anywhere

No geo-restrictions. No unsupported cards. Anyone with a Lightning wallet can buy — 195 countries, no bank needed.

Non-Custodial

Funds go straight to your wallet. No platform holding your money. No payout schedules. You're in control.

Built for Digital Creators

Anyone selling digital goods at low price points

Indie Game Developers

Sell skins, mods, maps, in-game items, and level packs directly to players. No Steam taking 30%. No Stripe eating your margins on $1 items.

Game skins & cosmetics ($0.50–$5)
Mods, maps & level packs
In-game currencies & items
Early access & beta keys

Photographers & Visual Artists

Sell individual photos, presets, textures, and wallpapers. Price them at what they're actually worth — even $0.25 — without fees making it pointless.

Individual photo downloads
Lightroom presets & LUTs
Textures & backgrounds
Wallpaper packs

Digital Artists & Designers

Sell brushes, templates, icons, fonts, and assets on your own site. Keep the relationship with your buyers. Keep the revenue.

Procreate & Photoshop brushes
UI kits & icon packs
Fonts & design templates
3D models & assets

Keep More of Every Sale

The Math Is Simple

Profitable at any price point

Sell a $0.50 texture pack? You keep $0.49.
With Stripe, you'd keep $0.19. With a marketplace, $0.12.

Volume scales without friction

Sell 10,000 items at $1.00 each? You keep ~$9,900.
Stripe would take $3,300. A marketplace would take $6,000.

No payout waiting period

Every sale settles instantly to your wallet. Cash flow on your terms, not the platform's.

Your store, your brand

Sell on your own site with a simple embed or API call. No marketplace taking credit for your work.

Real Example: Indie Game Asset Store

Monthly sales (5,000 items x $2):	$10,000

Stripe fees ($0.30 + 2.9%):	-$1,645
Marketplace cut (30%):	-$3,000
Total cost (traditional):	-$4,645/mo

SatsRail Lightning fees:	-$100
Marketplace cut:	$0
Monthly Savings:	$4,545
Annual Savings:	$54,540

How It Works

Step 1 — 10 minutes

Add SatsRail to Your Site

Drop our payment widget or API into your existing site, game launcher, or portfolio. Works with any static site, WordPress, or custom stack.

One line of code: Embed a "Buy with Lightning" button next to any download.

Step 2 — Buyer pays

Lightning-Fast Checkout

Buyer clicks "Pay" → scans QR code or taps to open their wallet → pays in seconds. No forms, no signups, no credit card entry.

Confirmation: Under 10 seconds via Lightning Network.

Step 3 — Instant delivery

Automated Digital Delivery

Payment confirmed → download link delivered automatically. No manual fulfillment. Works while you sleep.

Zero overhead: Pay → get file. Fully automated.

Sell a Digital Download in 3 Lines

The Gumroad Killer

Drop a "Buy with Lightning" button on any page. No backend. No marketplace. Just you and your buyers.

<!-- Sell a game skin for $1.50 -->
<script src="https://cdn.satsrail.com/v1/satsrail.js"></script>

<button id="buy-skin">Buy Neon Katana Skin — $1.50</button>

<script>
  SatsRail.init('pk_live_your_key_here');

  document.getElementById('buy-skin').addEventListener('click', () => {
    SatsRail.createPayment({
      amount_cents: 150,            // $1.50
      currency: 'usd',
      product_id: 'neon_katana',
      delivery_url: '/downloads/neon-katana.zip',
      success_url: '/thank-you'
    });
  });
</script>

Get Your API Key View Full Docs

What Buyers See

Scan to Pay

$1.50 USD

≈ 1,542 sats

Payment confirmed — your download is ready!

Fee Comparison at Micro Price Points

Sale Price	Stripe (2.9% + $0.30)	PayPal (3.49% + $0.49)	Marketplace (30% cut)	Lightning (< 1 sat)
$0.50	$0.31 fee 63% lost	$0.51 fee 100%+ lost	$0.15 fee 30% lost	< $0.01 fee ~0% lost
$1.00	$0.33 fee 33% lost	$0.52 fee 52% lost	$0.30 fee 30% lost	< $0.01 fee ~0% lost
$2.00	$0.36 fee 18% lost	$0.56 fee 28% lost	$0.60 fee 30% lost	< $0.01 fee ~0% lost
$5.00	$0.45 fee 9% lost	$0.66 fee 13% lost	$1.50 fee 30% lost	< $0.01 fee ~0% lost

Your Store. Your Audience. Your Revenue.

Stop renting shelf space on someone else's marketplace. SatsRail is the "Buy Button" for Lightning — drop it on any site and start selling.

No marketplace middlemen

Keep 100% of the sale minus near-zero network fees. No 30% platform cut.

Own the customer relationship

Build your brand, your email list, your community. Marketplaces own the customer — you don't.

Viral growth built in

Gamers share tools with other gamers. Every happy buyer is a referral.

Works with what you already have

Static site? WordPress? Itch.io page? Portfolio? Just embed the button.

Why Creators Choose Lightning

Crypto-Native Audience

Gamers already understand digital wallets and virtual currencies. The mental model is familiar.

Fully Automatable

Pay → deliver file. No manual steps. Runs 24/7 with zero support burden.

Scales Effortlessly

10 sales or 10,000 — same near-zero fees, same instant settlement, same infrastructure.

Clean & Mainstream

No regulatory gray areas. Digital goods commerce is straightforward, legal, and growing fast.

Common Questions

Not really. They see a price in USD, scan a QR code (or tap a button on mobile), and the wallet handles the rest. It's simpler than entering credit card details. Many gamers and creators are already crypto-curious, so the learning curve is minimal.

SatsRail can automatically redirect the buyer to a download URL after payment confirmation. You host the files wherever you want — your own server, S3, Dropbox, Google Drive. Payment confirmed = download link delivered. Fully automated.

That's exactly where Lightning shines. You can price items at $0.10, $0.25, $0.50 — whatever makes sense. Lightning fees are fractions of a penny regardless of amount. This is literally impossible with traditional payment processors.

Absolutely. SatsRail adds Lightning as a payment option — it doesn't replace your existing setup. Offer both and let customers choose. Many creators find that Lightning becomes the preferred method once buyers try it, especially for repeat micro purchases.

For digital goods, refunds are rare since delivery is instant and verifiable. If needed, you can issue refunds manually through SatsRail. The upside: no chargebacks. Buyers can't claim "I didn't receive it" after downloading. This alone saves many digital sellers thousands per year.